DISCLAIMER

This website may contain forward-looking statements. Such statements are based on current plans, estimates, and expectations. Actual results may differ materially from those projected in such forward-looking statements. Accordingly, forward-looking statements involve inherent risks and uncertainties, and a number of factors could cause actual results to differ materially from those contained in any forward-looking statement. Such factors include, but are not limited to the following: (a) changes in market conditions which may have a material adverse effect on IGF’s business strategy; (b) increased competition which may have a material adverse effect on IGF’s results of operations and financial conditions; (c) losses which may develop faster than the Company’s reserving and investment practices based on historical experience; (d) results of the world’s financial and capital markets which may have an adverse effect on the performance of the Company’s investments; (e) changes in regulation applicable to customers which may adversely affect the Company’s results of operations; (f) mergers, acquisitions, or divestitures which may have a material impact on the Company’s financial performance. Readers are cautioned not to place undue reliance on these forward-looking statements which speak only as of the dates on which they are made. IGF undertakes no obligation to publicly update or review any forward-looking statements, whether as a result of new information, future events, or otherwise.